Car Finance Options at Wavertree Car Centre

Looking for car finance in Liverpool that you can trust? At Wavertree Car Centre, we specialise in flexible and affordable car finance options designed to help you drive away in the right vehicle for your budget. Whether you're buying your first car or upgrading to something new, our friendly finance experts are ready to assist.

Explore our quality stock and speak with our team for tailored advice on Liverpool finance for cars that suit your lifestyle.

Understanding Your Finance Options

We offer two of the most popular finance options available on the market: Hire Purchase (HP) and Personal Contract Purchase (PCP). Each plan offers flexibility and affordability, perfect for those exploring finance on a used car.

Hire Purchase (HP) Finance

Hire Purchase is ideal for drivers who want predictable monthly payments and full ownership at the end. It works particularly well for finance on second hand cars, allowing you to pay over time without balloon payments.

Personal Contract Purchase (PCP) Finance

PCP offers lower monthly payments and flexibility at the end of the term. Choose to return, upgrade, or purchase the car outright. This is a popular option for those seeking affordable car finance with more freedom.

Not sure which finance plan is right for you? Apply now or speak to our team to discover the best option for your needs.

Finance Solutions for All Credit Histories

Your credit history shouldn't hold you back. At Wavertree Car Centre, we believe affordable car finance should be available to everyone. Whether you're rebuilding credit or have a strong history, we can help secure the right plan.

We're proud to assist customers across Liverpool with access to finance on second hand cars through a panel of trusted lenders. Speak to our team for advice tailored to your circumstances.

Why Choose Wavertree Car Centre?

With over 40 years of experience, Wavertree Car Centre is a trusted name for car finance that Liverpool customers rely on. We provide honest advice, competitive finance packages, and a smooth approval process.

Our part exchange service helps reduce costs, and with over 300 quality used vehicles available, we make it easy to find affordable car finance on a car you can trust.

How to Apply for Car Finance

Getting started is simple:

  1. Browse our stock online or visit our Liverpool showroom
  2. Speak with a finance expert about your options
  3. Complete our easy finance form online or on-site
  4. Receive a fast decision and drive away

Documents you'll need:

  • Valid UK driving licence
  • Proof of address
  • Proof of income
  • A form of photo ID

Don't delay - the right finance deal on your ideal vehicle could be just minutes away.

Used Cars Available with Finance

We stock a wide variety of makes and models suitable for finance on a used car. From economical hatchbacks to premium SUVs, there's something for every budget and driving need.

Many of our vehicles qualify for both HP and PCP options. This means you're not only getting access to the cars on finance at Wavertree, but also the flexibility to choose a plan that works for you.

Whether you're considering a Ford Fiesta, Volkswagen Golf, or a BMW 3 Series, we have fantastic offers for finance on second hand cars.

Get in Touch for Expert Finance Advice

Looking for affordable car finance in Liverpool with a provider you can trust? We're here to help. Visit us today and let us guide you through the application process.

Need help choosing your next car? Call now or drop in to speak with our local finance experts.

Used Car Finance FAQs

How long does the finance application take?

Most car finance applications at Wavertree Car Centre in Liverpool are processed on the same day, and in many cases you could drive away the same day. Our experienced team specialises in finding fast, flexible options for cars on finance in Liverpool, so you can get behind the wheel without delay.

What documents do I need to apply for car finance?

To apply for affordable car finance in Liverpool, you'll need the following documents:

  • A valid UK driving licence
  • Proof of address (such as a recent utility bill or bank statement)
  • Proof of income (payslips or bank statements)
  • Proof of ID (passport or driving licence)

What credit score do you need to finance a car?

There's no strict minimum credit score required to apply for affordable car finance in Liverpool. We work with a wide panel of specialist lenders who look at your current circumstances as well as your credit history. Whether you have excellent credit, limited history, or past difficulties, we aim to find affordable options for cars on finance in Liverpool tailored to your situation.