Category: Car Finance

HP or PCP

Finance can be confusing, but we don’t want it to be! Whether you’re considering finance for your next car purchase or you just want to get clued up, read our guide to HP and PCP Finance below.

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Finding finance

If you’re in the market for your next car and looking to get a finance agreement, knowing what you can afford for your budget can be tricky. At Wavertree Car Centre, we have years of experience in arranging finance deals for a variety of people, including those with bad credit.

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Cash or Finance?

Buying your next car is an exciting thought but it can be tricky knowing whether to pay with cash or to finance your vehicle. Of course, it will totally depend on your situation but here are our tips and thoughts.

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What are the Pros and Cons of Hire Purchase Finance?

At Wavertree Car Centre, we offer two main types of car finance: Personal Contract Purchase (PCP) and Hire Purchase (HP). To determine whether HP finance is right for you, you should weigh up the benefits and limitations and consider how it will suit your personal situation and preferences.

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Can I Get Car Finance with Bad Credit?

Bad credit could be the result of numerous factors, such as, missed payments, arrears, defaults, county court judgements (CCJs) and bankruptcy. If you have bad credit, don’t resign yourself to the belief that you will not be able to get car finance. You still have options!

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